The Ministry of Internal Affairs has adopted the Regulation on Detailed Criteria for Developing Guidelines for Risk Analysis and Guidelines for Establishing a Risk Management System for Money Laundering and Terrorism Financing.

This regulation prescribes detailed criteria for the development of guidelines for risk analysis, depending on the size and organizational structure of the obligated entity as defined in Article 4 of the Law on the Prevention of Money Laundering and Terrorism Financing (hereinafter: obligated entity), the scope and type of operations, type of clients, products, services, or distribution channels provided, criteria for determining risk factors, mandatory elements that the risk analysis must include, and other elements relevant to assessing the risk of money laundering and terrorism financing. It also specifies detailed criteria for developing guidelines for establishing a risk management system for money laundering and terrorism financing (hereinafter: risk management system).

With the entry into force of this regulation, the previous Regulation on Guidelines for Risk Analysis and Risk Factors for the Prevention of Money Laundering and Terrorism Financing (“Official Gazette of Montenegro”, No. 65/18) will cease to apply.

This regulation was published in the “Official Gazette of Montenegro” No. 22/2024 on March 15, 2024, and will come into effect eight days after its publication.

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